Posted on November 18th, 2017 by Ziipa

Posted by: http://youtu.be/mpMDnx9Ux6g

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Positive Affirmations To Conquer Your Dragons

Posted on November 18th, 2017 by Ziipa

Posted By: http://youtu.be/jOXfs6ueVSg

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The Lightning Network Now Supports Transactions Across Blockchains

Posted on November 18th, 2017 by Ziipa

Posted by: http://bitnewz.net/news/article/The-Lightning-Network-Now-Supports-Transactions-Across-Blockchains

<img alt="lnbtclte.jpg" height="448" src="https://fs.bitcoinmagazine.com/img/images/lnbtclte.width-800.jpg" width="800"> <br/> <div class="rich-text"><html><head></head><body><span id="docs-internal-guid-d21d901d-c704-18d5-df19-70c3fc94b96a"><p dir="ltr" style="line-height:1.38;margin-top:10pt;margin-bottom:0pt;"><span>Although still in testing phase, </span><span><a target=’_blank’ data-original-title="" href="https://bitcoinmagazine.com/articles/understanding-the-lightning-network-part-building-a-bidirectional-payment-channel-1464710791/" title="">the</a> </span><span><a target=’_blank’ data-original-title="" href="https://bitcoinmagazine.com/articles/understanding-the-lightning-network-part-creating-the-network-1465326903/" title="">lightning</a></span><span> <a target=’_blank’ href="https://bitcoinmagazine.com/articles/understanding-the-lightning-network-part-completing-the-puzzle-and-closing-the-channel-1466178980/">network</a></span><span> can now be used to send transactions across different blockchains. The</span><span> <a target=’_blank’ data-original-title="" href="https://lightning.engineering/" title="">Lightning Labs</a></span><span> development team successfully swapped testnet bitcoin for testnet litecoin through a lightning channel this week: ownership of the coins changed hands, while no transaction was recorded on either blockchain.</span><br/></p><p dir="ltr" style="line-height:1.38;margin-top:10pt;margin-bottom:0pt;"><span>"Previous atomic swaps that I have done were on-chain, and had the on-chain limitations of slow [transactions] and high transaction fees," Litecoin creator Charlie Lee told </span><span><i>Bitcoin Magazine</i></span><span>, referring to an </span><a target=’_blank’ href="https://en.bitcoin.it/wiki/Atomic_cross-chain_trading"><span>older trick</span></a><span> to exchange different types of coins trustlessly. "Off-chain atomic swaps are significantly better. They are instant, [have] low fees, and better protect one’s privacy."</span></p><p dir="ltr" style="line-height:1.38;margin-top:10pt;margin-bottom:0pt;"><span>The successful test paves the way for trustless cryptocurrency exchanges, near-seamless multi-coin payment processors and more.</span></p><h4 dir="ltr" style="line-height:1.38;margin-top:10pt;margin-bottom:4pt;"><span>Bitcoin and Litecoin</span></h4><p dir="ltr" style="line-height:1.38;margin-top:10pt;margin-bottom:0pt;"><span>The lightning network is the highly anticipated second-layer payment network to be deployed on top of Bitcoin. And as an open protocol, it’s relatively easy to deploy lightning network support for other cryptocurrencies that are forked from Bitcoin’s codebase – like Litecoin.</span></p><p dir="ltr" style="line-height:1.38;margin-top:10pt;margin-bottom:0pt;"><span>Interestingly, if the lightning network runs on different blockchains, these chains can effectively be linked together. If one or several peers on the network are willing to take one type of coin and forward another, it’s possible to send bitcoins on one end of a channel that will end up as the equivalent in litecoin on the other end.</span></p><p dir="ltr" style="line-height:1.38;margin-top:10pt;margin-bottom:0pt;"><span>In a</span><a target=’_blank’ href="https://segwit.org/my-vision-for-segwit-and-lightning-networks-on-litecoin-and-bitcoin-cf95a7ab656b?gi=3a0f33a7f50e"><span> </span><span>Medium post</span></a><span> published in the first week of 2017, Lee explained that this potential to create these kinds of "bridges" between cryptocurrencies made him throw his weight behind the Segregated Witness (SegWit) soft forks on both Litecoin and Bitcoin. </span></p><p dir="ltr" style="line-height:1.38;margin-top:10pt;margin-bottom:0pt;"><span>When SegWit activated on Litecoin last spring, Lee’s vision came one step closer to reality. Because the soft fork had not yet activated on Bitcoin at that time, Lightning Labs</span><a target=’_blank’ data-original-title="" href="http://lightning.community/release/software/lnd/lightning/2017/05/03/litening/" title=""><span> </span><span>decided</span></a><span> to add Litecoin support to their</span><a target=’_blank’ href="https://github.com/lightningnetwork/lnd"><span> </span><span>LND</span></a><span> lightning network implementation. Thus, by the time SegWit activated on Bitcoin last summer, LND was already compatible with both chains.</span></p><p dir="ltr" style="line-height:1.38;margin-top:10pt;margin-bottom:0pt;"><span>The testnet versions of these two blockchains are now made interoperable through the lightning network for the first time, allowing users to swap one type of coin for the other.</span></p><p dir="ltr" style="line-height:1.38;margin-top:10pt;margin-bottom:0pt;"><span>"The primary advantages over previous solutions are speed, cost and privacy," Lightning Labs developer Conner Fromknecht told </span><span><i>Bitcoin Magazine</i></span><span>. "Transfers are more or less instant, and don’t require the cost of an on-chain transaction. Additionally, in the cooperative case, the transactions are never broadcast, and leave no trace on the blockchain, offering privacy benefits. And with any luck, these privacy benefits will only continue to improve."</span></p><h4 dir="ltr" style="line-height:1.38;margin-top:10pt;margin-bottom:4pt;"><span>The Test (and the Potential)</span></h4><p dir="ltr" style="line-height:1.38;margin-top:10pt;margin-bottom:0pt;"><span>This week’s specific test was done on a local machine, on which Fromknecht himself created two nodes: "Alice" and "Bob." These two nodes were modified to be able to monitor both the Bitcoin and Litecoin testnets. Fromknecht then created a single lightning channel that sent testnet litecoin from Alice to Bob and testnet bitcoin back from Bob to Alice at a fixed exchange rate. While still all in an experimental setting, the test was successful; Lightning Labs today published a </span><a target=’_blank’ data-original-title="" href="https://blog.lightning.engineering/announcement/2017/11/16/ln-swap.html" title=""><span>blog post</span></a><span> and a </span><a target=’_blank’ href="https://youtu.be/cBVcgzEuJ7Q"><span>video</span></a><span> detailing the results. </span></p><p dir="ltr" style="line-height:1.38;margin-top:10pt;margin-bottom:0pt;"><span>In addition to offering a faster, cheaper and more private solution to exchanging coins, the successful test paves the way toward a whole new range of possibilities in the context of the lightning network. For example, peers on the network could eventually act as cryptocurrency exchanges, competing with one another to offer the best exchange rates.</span></p><p dir="ltr" style="line-height:1.38;margin-top:10pt;margin-bottom:0pt;"><span>"Arguably the most important benefit of Lightning swaps is the ability to efficiently exchange different currencies without a custodian," Fromknecht said. "Our ecosystem heavily depends on exchanges to fulfill this role today, but Lightning swaps offer users a choice to get the best of both worlds – instant exchanges without relinquishing control of your money."</span></p><p dir="ltr" style="line-height:1.38;margin-top:10pt;margin-bottom:0pt;"><span>Similarly, such exchangers could act as payment processors: it would be much easier for users to spend litecoin at merchants that only accept bitcoin (or vice versa). And it’s even conceivable that bitcoin-to-bitcoin payments over the lightning network will route via Litecoin hubs, if that’s the cheapest way to get funds from A to B. </span></p><p dir="ltr" style="line-height:1.38;margin-top:10pt;margin-bottom:0pt;"><span>For Lee, at least, this is not as unlikely as it sounds, and the successful tests mark another step toward his vision for the lightning network on Litecoin and Bitcoin.</span></p><p dir="ltr" style="line-height:1.38;margin-top:10pt;margin-bottom:0pt;"><span>"The Litecoin team is excited to work with Lightning Labs to explore the true potential of instant cross-chain atomic swaps," he concluded.</span></p><p dir="ltr" style="line-height:1.38;margin-top:10pt;margin-bottom:0pt;"><i><span>For a more in-depth technical explanation of these kinds of atomic swaps, see our previous article "</span><a target=’_blank’ data-original-title="" href="https://bitcoinmagazine.com/articles/atomic-swaps-how-the-lightning-network-extends-to-altcoins-1484157052/" title=""><span>Atomic Scaps: How the Lightning Network Extends to Altcoins</span></a><span>" or the </span><a target=’_blank’ data-original-title="" href="https://blog.lightning.engineering/announcement/2017/11/16/ln-swap.html" title=""><span>blog post</span></a><span> and </span><a target=’_blank’ data-original-title="" href="https://youtu.be/cBVcgzEuJ7Q" title=""><span>video</span></a><span> published by Lightning Labs today.</span></i></p></span></body></html></div><p>The post <a target=’_blank’ rel="https://bitcoinmagazine.com/articles/lightning-network-now-supports-transactions-across-blockchains/">The Lightning Network Now Supports Transactions Across Blockchains</a> appeared first on <a target=’_blank’ rel="nofollow" href="https://bitcoinmagazine.com">Bitcoin Magazine</a>.</p>

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Be happier by quitting after a win instead of a loss. The taste stays in your mouth!

Posted on November 18th, 2017 by Ziipa

Posted by: http://youtu.be/FScgdwziJ80

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Armis CTO Details Business Impact of BlueBorne Security Risks

Posted on November 18th, 2017 by Ziipa

Posted By: http://www.eweek.com/security/armis-cto-details-business-impact-of-blueborne-security-risks

VIDEO: Nadir Izrael, co-founder and CTO of Armis Security discusses the expanding impact of the BlueBorne bluetooth security vulnerability that his firm discovered.

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My Simple 5×5 New Year Plan

Posted on November 18th, 2017 by Ziipa

Posted By: http://youtu.be/YCAbJhexmUU

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Posted on November 17th, 2017 by Ziipa

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Understanding Financing Options for Women Entrepreneurs

Posted on November 17th, 2017 by Ziipa

Posted By: http://www.chic-ceo.com/Understanding-Financing-Options-for-Women-Entrepreneurs

Are you contemplating starting your own business, or did you recently get one off the ground? If so, have you tried pitching your business idea to investors? When is it best to take out a loan, and when does it make sense to apply for a grant or start a crowdsourcing campaign via social media? When it comes to keeping a steady flow of cash going year-round, what are your go-to strategies?

Being able to answer questions like these can help you to more fully prepare for any financial needs you may be experiencing or that may occur in the future. Especially if you’re just getting started, you may not be aware of the variety of financing options available to you. These include loans from a variety of sources, grants, competitions, crowdfunding, and investors. Here are a few ideas and best practices for you to consider.


Sometimes your best option in the early stages of a business is to accept money from friends or family. Often these people will be happy to support your entrepreneurial spirit. They may offer more flexible terms than a traditional loan, or they might simply consider the money a gift. Either way, it’s a good idea to record everything in writing and, in some cases, within a legal document to ensure that everyone’s expectations are in order. It’s nice when someone you know can contribute to your efforts, but you could face a difficult situation later if they believe they have some authority in how your business is run.

There are a variety of financial institutions that will offer an array of loans with vastly different terms. It’s important to put in the research to find a lender you trust. One option is to apply for a loan from the Small Business Administration (SBA). Typically the government guarantees to repay 75 to 90 percent of these, reducing your financial risk. The downside is that these require some extra fees, additional paperwork, and it takes longer to get approval.

As with SBA loans, banks require a detailed business plan during the application process, though their terms for how the money is used aren’t as strict. Bank loans typically carry low interest rates, and the approval process can often be faster. The drawback to these loans is that they include shorter repayment schedules. It’s also somewhat difficult to get approved for a bank loan.

If your business doesn’t have a stable financial history, there are a number of alternative lenders that have even less strict requirements for approval. Because many of these lenders offer online applications, it’s possible they’ll approve your loan the same day you apply and provide funding much faster. Unfortunately, the interest rates for these loans tend to be significantly higher. It’s worth exploring the other loan options first.


The U.S. government offers some federal grants for small businesses that you might be able to take advantage of. Unlike loans, these don’t have to be repaid, so it’s essentially an opportunity to get free money for your business. However, these grants are restrictive about which businesses qualify and how they use the money, and the funds cannot be used for starting or expanding your business or paying off debt.

To qualify, you need to be involved with highly specialized research or some other cause related to a particular government agency’s agenda. For example, there are many grants for businesses involved in medical research, education, and technology. It’s also important to note that these grants are highly competitive and take weeks or months to process your application.

If you are approved for a federal or local grant, you may have to send regular progress reports to the agency. You might even have to match the grant funds with a separate loan. While it’s a complicated and competitive process, it is at least worth looking into grants you might qualify for.


Participating in small business competitions offers another opportunity to qualify for free money. They also provide the chance for you to reflect on and refine your business plan, practice pitching your services, and network with industry experts and other small business owners. When searching for competitions, seek those that focus on your particular market or industry. This will not only increase your chances of winning, but it will ensure the feedback you receive from judges is valuable and highly relevant to your business. You’ll also stand a better chance of meeting other professionals who might serve as a resource to you later on.


The trend of individuals and businesses using crowdfunding to raise money for their projects and organizations has exploded in recent years. This may be a particularly useful tool for your fundraising efforts as women are 32 percent more successful at crowdfunding than men. You can take advantage of a variety of platforms in order to share your company’s story, goals, and services and motivate people to contribute small and large amounts to your business.

In some cases, offering a reward system for people who donate a certain amount of money can work like a pre-order for your product, helping to start or expand your business while growing your customer base. The people who invest in your crowdfunding campaign will also be more likely to engage with your brand, offering useful feedback about your product and sharing it with their friends.

Some crowdfunding sites charge for using their services, or they require that you raise your entire goal in order to receive any money. Be sure to read their terms carefully before creating a campaign. Also keep in mind, successful crowdfunding takes a lot of time, effort, and planning. One of the best ways to prepare is to delve into some successful campaigns. Engage with their videos and other content in order to identify what worked well for them. Then carefully consider what you have the budget and resources to accomplish and sustain.


As with loans, reaching out to friends and family first can be a great way to find willing investors. Again, be sure to create a legal document describing the terms of the investment in order to avoid any confusion later. You can also reach out to people within your professional networks who may invest in your business or could connect you with potential investors. Beyond your own connections, you can contact business leaders in your industry or community and ask for a referral. There are also networks specifically designed to connect small businesses with investors.

In exchange for their funding, investors may take on partial ownership of your business. If you want to maintain exclusive control of your company, seeking investors may not be the way to go. However, investors who decide to take an active role can be a great resource to your business. Consider that partnering with someone who is familiar with your industry or has other skills or connections that will serve your business well could help you to build a much stronger foundation for your business.

It’s important to understand when to reach out to investors. Unfortunately, if your business is already struggling financially or going through some other crisis, it’s not likely you’ll convince anyone to invest in your business. Investors’ main motivation isn’t to come to your rescue. They want to identify opportunities to make a profit with the least amount of risk. To convince anyone to back your business, you’ll need to create a clear business plan, keep accurate financial records, and make sure any legal documents are up to date.

Managing Cash Flow

Raising funds initially for a new business or an expansion can seem like the most challenging part of financing your venture. However, it’s even more crucial that you manage the money wisely once you’ve raised it. While it may be wise to outsource the financial aspects of your business, having some basic accounting knowledge can help you to understand and manage your cash flow.

Mistakes with cash flow are one of the leading reasons why businesses fail. Especially as you begin to see growth, a number of problems can arise. This includes overestimating future sales, spending too much in your initial investments in equipment and materials, failing to follow up promptly regarding unpaid invoices, or simply not tracking your cash flow. Even if your sales are increasing, an imbalance in the overhead costs for your business can quickly drain your funds.

Beyond how you manage your finances under normal circumstances, it’s important to consider the many factors that can put your financial security at risk, identify your assets, and create a plan for recovery should something go wrong. Allowing your business to fail can result in much more than a broken dream and wounded pride. If you have investors and loans to repay, you could be in serious financial trouble long after your business goes under.

Today, women run 30 percent of businesses worldwide and just 5 percent of the largest companies. While you may not expect your business to grow to compete with the world’s most powerful companies, the efforts you put into creating a successful business model and representing women business leaders will help these numbers to continue to grow. By considering the variety of options available for financing your business, you stand the best chance of getting the funds you need and achieving your entrepreneurial goals.

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Places to visit in-world this holiday season

Posted on November 17th, 2017 by Ziipa

Posted by: http://www.hypergridbusiness.com/2017/11/where-to-spend-your-holiday-in-world-this-season/

Grids are getting an early start on the holidays this year, with a number of winter-themed regions already up and ready to visit, and a full calendar of events planned across the hypergrid.

Skiing and Winter Expo in Tangle Grid

Isle Expo region is ready for the Winter Expo event. (Image courtesy Tangle grid.)

This year’s Tangle Winter Expo will run from December 1 to January 13, 2018. Visitors will enjoy skating, sledding or skiing.

The expo will also feature exhibitions from creators, builders and merchants all around OpenSim.

“In the Winter Village there are numerous market stands available to anyone in Open Sim who would like to display their winter themed creations,  Tangle Grid spokesperson Elbereth Elentari told Hypergrid Business. “Leslie Kling is also the person to contact for more info.”

Those interested in showcasing, promoting or selling any items at the expo should contact Leslie Kling in-world or via email at lesliespiritweaver@gmail.com for more information.

The event might expand in future to promote OpenSim in general by showing newcomers what OpenSim has to offer.

“Near the landing point there is also an igloo with an OpenSim Spotlight theme,” said Elentari. “Its aim is to showcase some of the amazing things that OpenSim has on offer to residents and newcomers and hopefully with interest from people all over the metaverse it may expand in the future to involve more aspects and creations so that people can use it as a place to see what OpenSim has on offer at one glance.”

The hypergrid address is: tanglegrid.net:8002:Expo Isle

Get unique decorations and accessories at Great Canadian Grid

Mystery Creations is offering Christmas decorations and themes for sale and freebies. (Image courtesy Mystery Creations.)

Mystery Creations just released a new Christmas-themed collection. You can buy lovely unique garden, decor, landscape, furniture, animals, fashion and even avatars for the holidays. You can also get freebie items from the more than 100 awesome free group gifts at the region.

The hypergrid address is login.greatcanadiangrid.ca:8002:Mystery Creations Gloebits.

Win advent gifts at Kroatan

Eternal Ice region on Kroatan Grid. (Snapshot by Maria Korolov.)

Kroatan Grid will join forces with Virtual Life EU and KiWo grids this winter season for an advent event.

It will run from December 1 to January 6. One new door will be open every day until December 24 and give participants notecards and landmark addresses where the advent gift of the day is hidden. Some regions will have parties at the same day.

Then, all doors will be open from December 25 to January 6 and participants can still get notecards and landmarks from all doors.

The hypergrid addresses are as follows:

  • Virtual Life EU: virtual-life.eu:8002:XMas. This is an adult region  and no child avatars allowed. The minimum avatar height allowed is 1.56 meters.
  • KiWo: kikiandwollex.de:8002:White Snow
  • Kroatan: kroatan.de:8002:Eternal Ice

Enjoy a Christmas dance at Littlefield

Welcome Region in Littlefield. Christmas Island opens November 26. (Image courtesy Littlefield.)

Christmas Island Holiday region in Littlefield opens 6 a.m. Pacific on Sunday, November 26. You can visit the island for some sleigh rides, Santa workshop, ice skating, free Christmas gifts.

The grid will also host a Christmas Dance Party on 8 p.m. Pacific on Friday, December 24 at the same island featuring live DJ, dancing, food and drinks.

The hypergrid address is lfgrid.com:8002:Christmas Island.

Enjoy nice snow and ice spots in DigiWorldz

Bandits is themed for winter. (Image courtesy DigiWorldz.)

DigiWorldz‘s Bandits area is decorated for Christmas with 16 regions of snow and ice with nice spots to sit wearing a warm winter coat.

The hypergrid destination is: login.digiworldz.com:8002:Bandits

Get Christmas-themed freebies at OSgrid

Winter region is themed for both Christmas and Winter. (Image courtesy David Kariuki.)

OSgrid has a Winter Paradise region that offers holiday freebies including Christmas freebies.

The region offers great views for winter and you can enjoy winter related activities.

The hypergrid address is: hg.osgrid.org:80:winter paradise

Catch the Christmas spirit and get freebies at Craft World

Christmas Spirit region in Craft World is ready for Christmas (Image courtesy David Kariuki.)

Craft World has a region named Christmas Spirit that will be open from noon Pacific on November 25 to January 7 with a Christmas Market where you can pop in for Christmas market for some Christmas-themed freebies, dance and music to help get in the Christmas mood in time.

If you would like to donate some items for the Christmas Market, contact Raffaele Macis, who is known in-world as Licu Rau. The event is open to all hypergrid visitors.

The region will host a Christmas celebration at 1 p.m. Pacific on Thursday, December 21. It will be time to exchange Christmas wishes and gifts and party together.

The hypergrid address is craft-world.org:8002.

Enjoy dinner and ice skating at Baller Nation

Baller Nation Welcome Region. Christmas region opens to public on December 1. (Image courtesy David Kariuki.)

Baller Nation will host first annual Ball Room event at 2 p.m. Pacific on Saturday, December 16 at the Winter Wonderland Ball, a winter-themed sim that has been decorated by Baller Nation staff members.

Participants will need to put on their best gown tuxedos to attend the vent. Apart from the dinner, event, you can also visit the region to enjoy ice skating and winter lodge retreating. The sim opens to public on December 1. Drip Drop told Hypergrid Business.

The hypergrid address is login.ballernation.us:8002:Winter Wonderland Ball.


Get Christmas gifts from Neverworld and take them back home

Scorpio Christmas region in Neverworld, all set for Christmas. (Image courtesy Neverworld.)

The first region, Crystalwind has the Santas Village, a perfect little snowy village complete with a toy shop and a Xmas shop that has many free high quality items.

The second, Scorpio, an urban themed Portland Share also has freebies including furniture and decorations. It also hosts a Christmas Market whose tents has beautiful holiday decorations and decorated Christmas trees that you can take for free.

“This is the place to come to find gifts for your friends and family, and to find scrumptious decorations for your virtual home, and to take memorable photos in many winter themed settings,” grid owner Govega Sachertorte told Hypergrid Business.

More destinations

Other regions which are already themed for Christmas include Crazy Houses at Party Destination Grid on partydestinationgrid.com:8002:Crazy Houses and Metropolis grid on hypergrid.org:8002:BRBP.

The Novale region of the CreaNovale grid is decorated with Autumn colors for anyone to celebrate the Autumn.

The hypergrid address is hg:creanovale.ca:8052:novale.

Are we missing anything? Let us know in the comments or email me at david@hypergridbusiness.com.

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HX Phantom Hoverboard Review – The Best Safe Hoverboard To Buy In 2017! 🔥

Posted on November 17th, 2017 by Ziipa

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